Self-custody
The private key is generated on the device and encrypted by the hardware module. The twelve-word seed phrase is the only copy, and it is yours.
Card added to Google Pay
and ready for contactless
Hold your phone to the terminal
Paid
Balance: 1,828.62 USDT
Crypto stays crypto until the last second. Conversion happens at the moment of payment, at this second's rate rather than yesterday's.
Transfer from an exchange or another wallet — one address covers all nine networks. The app works out which network it came from and folds it into your total balance.
The virtual card appears in the app within thirty seconds, and the physical one ships after it. Both are tied to your USDT balance and need no separate top-up.
One button and the card sits in your system wallet next to the regular ones. From there the phone works exactly as it did before.
The terminal sees an ordinary card and knows nothing about crypto. Payments and ATM withdrawals are free for the first month; after that conversion costs 0.3%, shown before you confirm rather than after.
alty is a self-custody wallet. The private key is generated on the phone, encrypted by the hardware module and never leaves it. We physically cannot move your money — and cannot freeze it either.
The private key is generated on the device and encrypted by the hardware module. The twelve-word seed phrase is the only copy, and it is yours.
TON, Tron, Ethereum, BNB, Polygon, Arbitrum, Base, Solana and Bitcoin — one asset list and one total, with no app switching.
The virtual card is issued inside the wallet, the physical one is delivered to you. Both spend from your USDT balance, and issuing either costs $0.
Swaps route through a liquidity aggregator. Rate, fee and the amount you receive are visible before you confirm — and do not change afterwards.
Card payments and ATM withdrawals cost nothing for the first month, then 0.3% on conversion. The network fee is shown on its own line — we never bury it in the rate.
Contactless payment runs through the phone's system wallet: the app needs the internet, the terminal does not.
You do. The key is generated on the phone and encrypted by the device's hardware module. alty has no technical means to move or freeze your funds, and no access to your seed phrase.
The terminal requests the amount in local currency. The app converts just enough USDT at this second's rate and puts the payment through as an ordinary card transaction. For new clients the first month of card payments and ATM withdrawals is free; after that the fee is 0.3%, shown on its own line in the receipt.
Assets are restored on a new device from the twelve-word seed phrase. Cards are reissued in the app — the old ones, virtual and physical, are blocked as soon as you sign in from the new phone.
Not for the wallet or for swaps. Issuing the card requires basic verification: that is the payment system's requirement, not ours.
alty is launching on Android first. The iOS version is in progress — leave your email on Google Play and we will write on release day.
Installing takes a minute, issuing the card thirty seconds. From there the phone works exactly as it did before.
Self-custody wallet: keys are stored on your device. alty is not a bank and does not provide investment services.